Question.Why is the amount Treasury is collecting more than my SBA balance?
Answer. Once an SBA loan is referred to the U.S. Treasury for collection under the U.S. Treasury Offset Program, collection fees may add up to 30% more to your SBA deficiency balance. It is also more difficult to settle your SBA debt and it is not uncommon for SBA debts to settle for 50% of the remaining loan balance. So, it is best to contact the SBA before the loan is transferred to the Treasury.