Texas bankruptcy attorneys
Closing your Business and need help? Learn more about Chapter 7 Bankruptcy debt relief today.
Pre-Bankruptcy Credit Counseling
Individual bankruptcy filers are required to complete pre-bankruptcy credit counseling and pre-discharge debtor education. These may not be provided at the same time. Credit counseling must take place before you file for bankruptcy; debtor education must take place after you file.
Certificate of completion for both credit counseling and debtor education are required but before the filer’s debts can be discharged.
Only credit counseling organizations and debtor education course providers that have been approved by the U.S. Trustee Program may issue these certificates.
The following providers are recommended:
Have a Question?
The Perliski Law Group is dedicated to helping small business owners survive the closure of their business and the resulting financial damage caused the collapse of their business. During your free initial consultation, we will explain how the Bankruptcy process works and outline the debt relief options that may be available to you under Chapters 7, 11 & 13.
“We highly recommend the Perliski Law Group! They worked diligently with us to create an offer in compromise that was accepted by the SBA and the lender. Fair price and very responsive to all our questions and concerns. We couldn’t have asked for more.”